Spam Calls Ka Sach: Marketing Companies Aapka Data Kahan Se Lati Hain? (2026 Legal Reality)

Why you receive unwanted loan, insurance and trading calls — and what Indian law says about your data rights.

Marketing वालों के पास हमारा डेटा आता कहाँ से?

Under the Digital Personal Data Protection Act, 2023, unauthorized data misuse may attract penalties

क्या आपने कभी सोचा है
कि Loan, Insurance, Credit Card और Trading वाले लोगों के पास आपका मोबाइल नंबर आता कहाँ से है? आपने उन्हें कभी नंबर नहीं दिया फिर भी रोज़ कॉल आ जाती है। आखिर सच्चाई क्या है?
आज मैं आपको पूरा सच बताने वाला हूँ।

Is article me hum sach samjhenge

Have you recently received repeated loan or trading calls without sharing your number? You are not alone

1-Marketing companies data kahan se laati hain
2- Kya yeh legal hai
3- Aapke adhikar kya hain
4-Aur aap kya kar sakte hain

1. Mobile Apps Se Data Collection

Jab aap kisi app ko install karte hain aur bina soche:

  • Contacts access
  • SMS access
  • Location access

allow kar dete hain, to aapka data indirectly collect ho sakta hai.

Kai apps third-party data partners ke saath information share karti hain.


2. Online Forms & Loan Applications

Jab aap:

  • Loan apply karte hain
  • Credit card form bharte hain
  • Property ya investment inquiry karte hain

to aapka number marketing database ka part ban sakta hai.

Kuch cases me data third-party agencies ko transfer kiya jata hai.


3. Data Brokers Ka Network

India me data broker companies bulk mobile numbers kharidti aur bechti hain.

Ye data ho sakta hai:

  • City-wise
  • Income category-wise
  • Profession-wise

Isi wajah se aapko targeted trading ya insurance calls milti hain.


4. Kya Yeh Legal Hai?

India me Digital Personal Data Protection Act, 2023 lagu ho chuka hai.

Under the Digital Personal Data Protection Act, 2023, unauthorized data misuse may attract penalties.

Iska matlab hai:

1- Data bina valid consent collect nahi kiya ja sakta
2- User ko data delete karwane ka adhikar hai
3- Data misuse par penalty lag sakti hai

Lekin ground level enforcement abhi developing stage me hai.


5. Aap Kya Kar Sakte Hain?

1- DND activate kare
2- App permissions restrict kare
3- Unknown apps uninstall kare
4- Spam calls report kare
5- Data misuse hone par legal advice le


Conclusion

Aaj ke digital yug me aapka personal data ek asset hai.
Agar aap satark nahi hain, to aapka data ek product ban sakta hai.

Awareness hi sabse bada protection hai.


Need Legal Help Regarding Data Misuse?

If your personal data has been shared or misused without consent, you may have legal remedies available under Indian law

Advocate Dilip Pandey
Criminal & Civil Lawyer
Bareilly & Moradabad

English

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